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Credit Veto
Building Financial Identity for 120M+ Nigerians

Turn Your Bills
Into Credit

Pay your rent, electricity, and phone bills — and watch your credit score grow. Every payment you make now counts toward your financial future.

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20DAYS
12HOURS
54MIN
40SEC
LEFT UNTIL FULL RELEASE

Everything You Need

Powerful features designed to help you build credit while managing your finances

All Bills, One Place

Manage all your essential bills in one convenient dashboard, including rent, electricity, water, internet, phone, and more. No more switching between apps or providers — everything you need to stay on top of payments lives in a single, easy-to-use space.

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Credit Veto Score™

Credit Veto Score™ gives you a complete and accurate view of your creditworthiness by combining traditional credit data with alternative financial insights. This holistic approach ensures your score reflects your real financial behavior, not just a limited snapshot.

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Smart Reminders

Never miss a payment again with smart, automated reminders tailored to your billing schedule. You'll receive timely notifications before each due date, helping you stay organized, avoid penalties, and protect your credit score.

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Bank-Level Security

Your personal and financial data is safeguarded with advanced encryption and security protocols trusted by leading banks worldwide. We prioritize your privacy, ensuring every transaction and data point remains protected at all times.

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Real-Time Updates

Watch your credit score update in real time after every successful bill payment. This instant feedback lets you clearly see the positive impact of your financial habits as they happen.

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Payment History

Easily track all your past and current payments in one clear, organized view. See how each payment contributes to your credit journey, giving you valuable insights into your progress and financial growth.

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